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6 Potential Pitfalls of Your Chronic Back Pain Disability Claim

Almost everyone will experience some sort of back pain during the course of their lives.  This can extend from the cervical to thoracic to lumbar, not to mention shooting into arms and legs, and range...

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Doctor’s Corner: Behind a Carpal Tunnel Syndrome Diagnosis

As many professional jobs become more and more computer-based, disabilities that involve nerve, muscle or tendon damage in the hands have become a major issue.  These conditions prevent people from...

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Winter Weather and Asthma Complications

To many people who work outdoors and even those who don’t, winter can be a time of discomfort and coping with a number of different cold weather-induced conditions.  One of the more common reasons...

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10 Ways to Protect Your Disability Claim in 2013

The new year is always a good time to review the events of the past 12 months and see what you can do to improve your life over the next 12 months.  If you’re dealing with health problems and a...

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Obesity and Its Effects On Disability Claims

Obesity has become a major health problem in the United States, affecting healthcare providers and insurance companies.  Although obesity is seldom a cause for disability in and of itself, it can cause...

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Our First Video Blog!

We have started our new video blog series. Check out our first video!

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Defending Your Claim Against the Insurance Company IME

The most important piece of evidence in a disability claim is the medical basis for the disability.  If there is strong medical proof of the severity and continuation of your disabling condition, then...

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Protect Yourself Against A Functional Capacity Evaluation

In addition to IME’s (Independent Medical Examinations) insurance companies are also known to use Functional Capacity Evaluations, known as FCE’s, to analyze a claimant’s disability.  These evaluations...

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March Madness: Our Elite Eight Blog Posts

What a difference a year makes! Where does the time go? We’ve been writing articles for this blog for over a year, and we’ve learned as many things from our readers as we hope you’ve learned from us....

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Court Watch: Cases Affecting ERISA and Disability Claims

Although we’re not lawyers or a law firm, paying attention to recent court cases and rulings helps us keep up with the constantly changing rules and regulations of disability insurance claims. In the...

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Social Media and Your Disability Claim, Revisited

We have talked previously in our blog about the dangers social media can pose for your disability claim. As summer kicks into gear and many people enjoy outdoor activities and vacation traveling, it’s...

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Insurance Investigators: An Inside Look At Their Techniques

We’ve often mentioned insurance company investigators and their tactics as extremely adept at developing reasons to deny legitimate disability claims. Insurance companies like to hire former FBI agents...

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10 Reasons People Neglect Filing Their Disability Claim

At our firm, we have many clients who contact us quite a while after they’ve become disabled and stopped working. These clients are desperate for income to support their family and need their...

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The Different Definitions of Disability

Deciphering the different definitions of disability is a surprisingly complicated process. Some of these definitions can be found in almost every policy, while some use attachments or riders to tweak...

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Bringing Your Vision-Based Disability Claim Into Focus, Part 2

Today, we’re going to finish our blog series on vision-based disability claims. Last week, we covered Glaucoma and how individuals suffering from this condition can make sure they get the benefits they...

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Court Watch: Cases That May Affect Your Disability Claim

Unfortunately, many disability claims end up in the judicial system. These cases can set precedents and have resulted in many of the rules and regulations that both disability insurance companies and...

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The Dangers of Phone Interviews With Your Disability Claim Examiner

Communication with your insurance company during the evaluation process of your disability claim is crucial and can inadvertently damage your claim if handled incorrectly. The most common form of...

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The First Step In Appealing A Denied Disability Claim

After a short-term or long-term disability claim has been denied, a range of emotion often washes over our clients. From fear, to anger, to worry, being denied the disability benefits you were...

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A Reminder About Insurance Company Sureveillance

If you are in the midst of the claims process for a disability claim, you may be surprised to know some of the lengths that your disability insurance company will go to investigate (i.e., deny) your...

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Income Replacement: What Is Residual Disability?

Many claimants are aware of total disability policies and the definition of disability in these cases. What many claimants don’t understand is that there are several other types of possible coverages...

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