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Obesity and Its Effects On Disability Claims

Obesity has become a major health problem in the United States, affecting healthcare providers and insurance companies.  Although obesity is seldom a cause for disability in and of itself, it can cause...

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A Valuable Asset for You and Your Clients

As an insurance agent, you can be one of your client’s most valuable assets when they need to file a claim for disability benefits. However, it can often be an awkward process to get involved between...

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How Exertion Levels Affect Your Disability Claim

The Dictionary of Occupational Titles (DOT) contains definitions of various exertion levels that are used to place different jobs within categories based on the level of strength required to perform...

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What to Expect During a Disability Claim Field Interview

At some point after you’ve filed a disability insurance claim, your disability insurance company may contact you to arrange a field interview.  A field interview is when a disability insurer hires a...

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The Validity of Disability Insurance Reviews

If you have dealt with disability insurance plans before, you already know that most ERISA plans require a review, commonly after 24 months, determining whether the claimant can perform “any...

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Be Aware of Methods to Limit and Deny Your Disability Claim

During your disability claim, insurers will employ many different strategies to  avoid paying the disability benefits you deserve.  One of the main strategies used by insurance companies is to...

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New ERISA Regulations and How They Affect Your Disability Claim

As we have mentioned in previous blog posts, there are new regulations for disability claims on the horizon.  The Department of Labor’s new regulations governing disability claims and appeals published...

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4 Ways Insurance Companies Fight Back Pain Disability Claims

Degenerative back conditions are a leading cause of disability and one of the main issues experienced by many of our clients.  Certain activities and professions can aggravate these symptoms into a...

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How A Recent Court Decision May Affect Your Disability Claim

There is a new decision that affects what happens when claimants are disabled by a combination of physical conditions and a mental illness resulting from the initial physical problems.  An example of...

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Cardiomyopathy, CAD and Your Disability Claim

Many people diagnosed with chronic heart disease are fortunate enough to be able to return to work and to function in a manner that is similar to their work life prior to their diagnosis. Conversely,...

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